Category Archives: Money Saving Mom

Save money with replacement windows in New Jersey

As the summer comes to an end and the kids finally go back to school we parents are left to think real thoughts again. If the summer meant a lot of costly activities and maybe a trip or two now it is really time to rack our brains and try to figure out good ways to save money. If you are looking for something that can affect your energy bills you should consider replacement windows NJ that will keep the heat in the house. Yes, new windows are quite an investment, but face it, New Jersey is not going to get summer weather this fall and winter so doing something about the energy that leaks out through the old windows might actually be a great way to save.

Will replacement windows save you money?

Before you go and spend a few thousand dollars on new windows for your home you want to know if this will really be worth it. You should know that good energy efficient windows NJ could save you as much as 40% off your energy bill and perhaps even more. If you count month by month, you’ll realize that this could become a tidy little sum of money and even more so when you look at the savings over several years. The good thing about modern windows designed for the climate in New Jersey is that they are made to last and require minimal maintenance.

Should you get new windows or seal the leaks?

Some people say that windows that leak the heat during the winter and the cold during the summer aren’t the main reason for high electrical bills. There is definitely something to this and you should go over your house and see just where you might need to do some simple DIY work to seal drafty areas or actual holes. But the quality of your windows also matters and those who have invested in replacement windows in New Jersey see a difference in energy costs fairly quickly.

The question of whether or not you should get new windows for your home to save money really boils down to the type of budget you have for this right now. Keep in mind what you will have to pay for the heating this winter when you calculate whether it will be worth it to invest in quality energy efficient windows. With a payment plan you might actually see that you get a big chunk of money back by not having to pay for unnecessary heating.

Start online

You can save even more money by researching your options online. Today it is easy to order replacement windows online to your New Jersey address. You can also make sure that the cost of the new windows includes installation by skilled professionals. If you are not a competent carpenter it is always wiser to let the pros help with this so that you get the most out of your new energy efficient windows.

So how’s that for a money saving tip for this fall? A bit costly yes, but well worth it for most, and don’t forget the good feeling you will have with new frames and glass that fills your home with healthy light without letting the heat or the cold out.

Money Saving Mom – 5 Smart Ways to Save on the Water Bill

If you are a money saving Mom, you know that the water bill easily gets high when little children are around, not to mention the older ones! There are many things that you can do to save on the water bill right now and for the future.

Here are 5 smart ways to save on the water bill. A money saving Mom should stay on top of these and make use of them!

1. Don’t Waste!

It should be obvious, but honestly, do you start to shower with the first water that comes out of the shower head? Many choose to let it run for a while to get the right temperature. This is perfectly normal, but consider how many times a day you are doing this. If each shower starts this way you are wasting water. Try putting a bucket in your shower and let the water run into this. You will soon see just how much water you are wasting and you can use the water from the bucket for many things like flushing the toilet, adding to regular baths and cleaning floors with.

2. Washing Hands

Your kids know that they need to wash their hands but are you there to supervise the activity each time? Make an effort to be there with them and teach them how to use a minimal amount of water. It is possible to use a wash cup. Wet the hands, soap and then rinse with the water in the wash cup. Over time, this can save a lot of money on the water bill.

3. Flushing the Toilet

Ok, this suggestion is only for people who can stomach it. If your children are only doing number ones, tell them not to flush. There is really no need to flush after each number 1, especially not in the middle of the night.

4. Dishes

Don’t do dishes under running water. If you have to do them by hand, soap them first and then rinse them in a pool of water which can be switched if it gets too soapy to clean of the detergent of the tools. In some cases it could save you money to simply use a dishwasher since it will use the same amount of water for many dishes at once.

5. The Garden

Get yourself a barrel to collect water from the roof in. You will most likely be able to place more than one around your house. When it rains you get water for free, and this water can be used in the garden and for washing the car. You might even want to use it for water games in the summer, but only if your barrels are clean.

Hope you enjoyed these tips and that they can help you become even more effective as a money saving Mom!

Money Saving Mom – Toys and the Money Saving Mom

A money saving Mom needs to keep an eye on many different areas, and one of these is the entertainment for the kids often referred to as toys. Toys cost a lot of money and no matter how many you get they never seem to be enough. The kids love new toys but the question is how you handle this need. If you will not work out a strategy for how to preserve the toys they will become a bigger cost than if you learn how to make them last longer. A money saving Mom can also save a lot of money on learning how to buy toys correctly.

Buying new Toys

A money saving Mom can certainly buy new toys and still keep a healthy budget. If you make sure to buy toys of good quality it can be worth to spend a bit more on them. Finding the balance can take some time but you will soon learn what can be bought in a thrift store with the same effect as something bought in the glossy toy store. If you know that the toy will be broken into pieces no matter how many quality stamps it has it might be better to just skip it or at least to buy it for a few cents in the thrift store.

Another good idea for buying new toys with a smaller budget is to plan ahead. If you are getting building blocks for the 3 year old then consider the type of blocks you get. It will be nice for relatives and friends to be able to build on the same theme and you can also save money by getting new additions for the same building block set when the next occasion for gifts arrive. Toys like Lego, Clics and wooden building blocks are the best friend of the money saving Mom for the simple reason that they can be enjoyed for a very long time and by several siblings.

Making Toys last

To save money on toys, a money saving Mom can work out ways to make the current gadgets keep their attraction and shape longer. The first thing is to create order in your child’s toy box. This is something that the children need to take part of. Every item should have its place and when the games have come to an end it needs to go back to it. If the kids are used to leaving the toys all over the house it is possible to explain to them that the toys will go out in the garbage if they are not back in their place by bedtime. To show them that you mean business, you can put these toys in a separate bag and hide it till they get the point.

Mom! We need new toys!

Putting toys away is in general a good method for keeping the toys interested. Make sure that some of the toys are out of sight. By circulating the toys, the kids will feel as if they meet an old friend anew when the special building block set comes out again. By keeping a strict order of the toys this will be easier to do since you will always know where everything should be and by having special baskets you can easily grab one container and switch it with another. It can be a good idea to get some sort of plastic drawer system where you will keep a clear view of what is out for play at the moment. This is a smart tactic for a money saving Mom so make sure to arrange a system that will work for you so that you won’t have to get new toys as often.

Getting rid of old Toys

When certain toys have lost their magic a money saving Mom can do smarter things than simply throw them out to buy new things. If a toy is in good condition it can be sold in a garage sale or online. If you are used to making garage sales or have a place to sell stuff that you can’t use this is something you can do every few months and include your own stuff. Let the kids take part of this work and make sure that they are ready to part with the toy. It might be a good idea to give them some of the money for the old toy and let them save for new things. A money saving Mom should certainly let her kids in on the economic thinking and they will benefit from understanding more about the toys and their value.

Don’t forget that it is an honorable thing to give away old toys for charity. It is only proper to consider other things than immediate money and try to do something good in this world. If you have a bunch of toys in great condition you might want to donate them to the local hospital. A money saving Mom that brings her kids along on such a venture teaches them a great deal more about toys and their value which will stand them well for life!

Creative Ideas for the Money Saving Mom

A money saving Mom can see how ordinary things can become toys. Why let the child ruin a new drawing book that cost a lot of money? If all they want to do is cut, paste and punch holes, a regular carton will do just as well, and this doesn’t have to cost a thing. Pots and pans are also known for their amazing abilities to entertain kids of various ages. Let them play that they are cooking, playing the drums or whatever they see in your kitchen utensils. These games does demand a bit of patience from our money saving Mom but they also bring a certain charm to every day life.

Want to be a Money Saving Mom? Cut the Sugar!

Who doesn’t want to be a money saving Mom? If there is anything left over for savings when the month comes to an end it is a wonder to many excellent Moms and frankly it doesn’t seem all that easy to find any corners to cut. Well, Expertmom has a good and unique advice for you on how to become a money saving Mom by cutting the sugar. Does it sound crazy? It isn’t and you will soon see why…

Sugar leads to more Sugar

Sugar is something that has been called a drug by many. While we might limit the amount of candy we give to our kids we are not always as good at reducing the overall sugar intakes. Unfortunately there is plenty of sugar in many regular products like baby biscuits, juice and things that we have become accustomed to keeping in our house. Sugar is indeed a drug because once you start eating it your body will ask for more to be able to handle the high intake of sugar. This means that when you buy a lot of products with sugar you are making your household dependent on the white drug and therefore you will automatically search it out when you go to get your groceries.

Give me sugar Mom! It is on sale!

Sugar Inventory

Ok, so far you can probably agree. The sugar is not something you want to be too friendly with but what is the situation in your house? Take a look in your cabinets and examine those products. If you realize that you’ve got a lot of sugary snacks and foods at home you have a great chance of being a money saving Mom by reducing this stock. Learn which biscuits and other snacks with sugar that you have become accustomed to buying.

Cutting the Sugar to save Money

The next step is to get serious about cancelling the sweet stuff. You will most likely need some help from a partner or friend. You see, the supermarket knows that we are addicted to sugar. That is why all of the products high on sugar come for low prices with regular interval. You get cheap biscuits this week because they know you will be back for more to the regular price next week!

To get out of this addiction and save money on your groceries you must resist the urge of getting that 20 cent package of waffles. It is not worth it! Get more fruit and vegetables instead. Your kids will be high on the sugar for another few days and get angry about the lack of the regular drugs but as soon as they see that they won’t get the stuff that they are used to they will turn to the fruits and vegetables.

Your Food Bill will shrink!

If you are serious about this strategy you should be able to see a change in your food bill within 2-4 weeks. Keep an eye on the amounts and marvel at the savings you can make by simply cutting out the junk! The idea that a healthy life style is an expensive one is a myth. You can save money by refusing being an addict to sugar.

If you find it too hard to drop all sugar and candy at once you can set a limit and decide that one package of ice cream a week is allowed. It is not only your wallet that will enjoy this change, your health will also take a turn for the better and your kids will thank you for the rest of their lives for teaching them how to live without the junk. It means savings on your food bill and also health bill. No need for the dentist when your kids are not eating sugary snacks every day!

Consider this and give it a try, it is worth it for so many reasons!